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Unoccupied properties

There are many reasons why a home or buy to let property may be unoccupied. It could be awaiting tenants, on the market to sell awaiting a prospective buyer or undergoing renovations prior to marketing.

At Charden we cater for these eventualities by providing insurance cover for unoccupied properties through leading UK insurers.

Benefits include:

  • 30 days between lets, dependent upon circumstances, to allow for old tenants leaving & new tenants entering the property
  • Buildings cover with or without Contents
  • Discount provided for Buildings & Contents combined insurance
  • Public Liability up to £2,000,000
  • Monthly payment options

Call us now on 0800 408 6800 and our UK based team will do our best to provide you with best policy to match your needs!

FAQs

Charden acts as an insurance intermediary. We are an independent insurance broker that offers exclusive rates on a wide range of insurance products from leading UK insurers.

Charden is regulated by the FCA, the regulator of the financial services industry in the UK (No: 4302819). We are placed on their register and comply with all their regulations allowing us to advise and sell insurance.

We adhere to the Codes of Practice of the Association of British Insurers (ABI), and the Financial Ombudsman Service. Your personal details and any customer information provided are also covered by the Data Protection Act. We are members of the British Insurance Brokers Association.

Charden policies are underwritten by leading UK insurance companies such as RSA, Sterling, Allianz, AXA, Amlin and certain underwriters at Lloyd’s.

Experience and expertise ensures that Charden provide a flexible and comprehensive range of insurance products at competitive rates.

Charden is committed to:

  • Providing comprehensive advice on all products and services
  • Rapid claims handling service
  • Prompt resolution of all customer transactions and queries
  • Presenting value for money products
  • We strive for all transactions to be completed accurately and promptly, and will endeavour to ensure that all Charden clients receive dedicated customer support.

Charden welcomes all businesses of all sizes to work with us, including insurance brokers, letting and estate agents, independent financial advisors and any other property related businesses throughout the UK.

No, there are no registration fees or administration costs involved when setting up an account with us.

There is no minimum amount of policies needed to be placed on cover each month. However, our excellent agent support service is designed to help grow your businesses, and our commission structures further reward those doing large volumes with us.

You will receive commission for every policy you put on cover with us. Our standard commission rate is 20%, but this is negotiable dependent on the amount of business placed with us.

Policy documents are automatically emailed to customers when cover is placed, however please allow between 2 to 3 days for the documents to arrive via the post, if this is the customer’s preferred method.

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